/* Frannan Insurance — Warm & Human multi-page public website */
:root{
  --fh-ink:#302a25;--fh-copy:#5f554c;--fh-muted:#7c7167;
  --fh-cream:#fffaf3;--fh-paper:#f7eee2;--fh-paper-2:#efe1d2;--fh-white:#fffdf9;
  --fh-terra:#bd684e;--fh-terra-dark:#934b39;--fh-sage:#829376;--fh-sage-dark:#5d7058;
  --fh-sand:#d7ad76;--fh-rose:#b97d78;--fh-line:rgba(48,42,37,.12);
  --fh-shadow-sm:0 8px 26px rgba(65,50,39,.07);--fh-shadow:0 24px 70px rgba(65,50,39,.14);
  --fh-radius:24px;--fh-radius-lg:38px;--fh-container:1240px;--fh-gutter:clamp(18px,4vw,48px);
  --fh-body:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  --fh-serif:"Iowan Old Style","Palatino Linotype",Georgia,serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body.public-body{margin:0;color:var(--fh-ink);font:15px/1.68 var(--fh-body);background-color:var(--fh-cream);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.84' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.022'/%3E%3C/svg%3E");-webkit-font-smoothing:antialiased}
body.public-body.page-is-leaving{opacity:.94;transition:opacity .18s ease}
.public-body a{color:inherit}.public-body img,.public-body svg{display:block;max-width:100%}.public-body button,.public-body input,.public-body select,.public-body textarea{font:inherit}
.public-body .container{width:100%;max-width:var(--fh-container);margin-inline:auto;padding-inline:var(--fh-gutter)}
.public-body .skip-link{position:fixed;left:16px;top:-80px;z-index:1000;padding:10px 15px;border-radius:12px;background:var(--fh-ink);color:#fff}.public-body .skip-link:focus{top:16px}

/* Utility strip and navigation */
.public-utility{background:var(--fh-ink);color:rgba(255,255,255,.82);font-size:.76rem}.public-utility__inner{min-height:40px;display:flex;justify-content:space-between;align-items:center;gap:20px}.public-utility__links{display:flex;gap:20px;flex-wrap:wrap}.public-utility a{display:inline-flex;gap:7px;align-items:center}.public-utility a:hover{color:#f1baa5}.public-utility__message{margin:0;color:rgba(255,255,255,.68)}
.public-header{position:sticky;top:0;z-index:70;background:rgba(255,250,243,.94);border-bottom:1px solid rgba(48,42,37,.08);backdrop-filter:blur(18px) saturate(135%);box-shadow:0 7px 25px rgba(65,50,39,.045)}
.public-header-inner{min-height:82px;display:flex;align-items:center;gap:22px}.public-brand{display:flex;align-items:center;gap:12px;min-width:230px;text-decoration:none}.public-brand .brand-logo-img{width:48px;height:48px;object-fit:cover;border-radius:16px;box-shadow:0 10px 25px rgba(147,75,57,.2)}.public-brand .brand-text{display:flex;flex-direction:column;line-height:1.1}.public-brand .brand-text strong{font:600 1.02rem/1.15 var(--fh-serif);color:var(--fh-ink)}.public-brand .brand-text small{margin-top:5px;color:var(--fh-muted);font-size:.62rem;letter-spacing:.09em;text-transform:uppercase}
.primary-nav{margin-left:auto;display:flex;align-items:center;gap:15px}.primary-nav ul{display:flex;align-items:center;gap:1px;margin:0;padding:0;list-style:none}.primary-nav a{display:inline-flex;align-items:center;min-height:39px;padding:9px 10px;border-radius:999px;text-decoration:none;color:var(--fh-copy);font-size:.82rem;font-weight:700;transition:.2s}.primary-nav ul a:hover,.primary-nav ul a.is-active{color:var(--fh-terra-dark);background:rgba(189,104,78,.11)}.nav-actions{display:flex;align-items:center;gap:8px}.nav-toggle{display:none;width:43px;height:43px;border:1px solid var(--fh-line);border-radius:14px;background:var(--fh-white);padding:11px;cursor:pointer}.nav-toggle span{display:block;height:2px;margin:4px 0;border-radius:9px;background:var(--fh-ink)}

/* Shared typography and buttons */
.public-body h1,.public-body h2,.public-body h3,.public-body h4{margin-top:0;color:var(--fh-ink);letter-spacing:-.022em}.public-body h1,.public-body h2{font-family:var(--fh-serif);font-weight:500;line-height:1.08}.public-body h1{font-size:clamp(2.65rem,5.2vw,5rem)}.public-body h2{font-size:clamp(2rem,3.6vw,3.35rem)}.public-body h3{line-height:1.25}.public-body p{color:var(--fh-copy)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--fh-terra-dark);font-size:.69rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.eyebrow:before{content:"";width:27px;height:2px;border-radius:99px;background:var(--fh-terra)}.eyebrow-light{color:#f4c7b6}.eyebrow-light:before{background:#f4c7b6}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:10px 18px;border:1px solid transparent;border-radius:999px;text-decoration:none;font-weight:800;cursor:pointer;transition:background-color .18s ease,color .18s ease,border-color .18s ease,filter .18s ease}.btn:hover{filter:brightness(.94)}.btn:active{transform:none;animation:none;filter:none;transition:none}.btn-primary,.btn-gold{color:#fff!important;background:linear-gradient(135deg,var(--fh-terra),var(--fh-terra-dark));box-shadow:0 12px 27px rgba(147,75,57,.23)}.btn-primary:hover,.btn-gold:hover{box-shadow:0 12px 27px rgba(147,75,57,.23)}.btn-sage{color:#fff!important;background:linear-gradient(135deg,var(--fh-sage),var(--fh-sage-dark));box-shadow:0 12px 27px rgba(93,112,88,.22)}.btn-light,.btn-outline{color:var(--fh-ink)!important;background:rgba(255,253,249,.92);border-color:var(--fh-line);box-shadow:var(--fh-shadow-sm)}.btn-sm{min-height:37px;padding:8px 14px;font-size:.78rem}.btn-block{width:100%}.link-arrow{display:inline-flex;align-items:center;color:var(--fh-terra-dark)!important;font-weight:800;text-decoration:none;border-bottom:1px solid rgba(189,104,78,.35)}

/* Home */
.home-hero{position:relative;overflow:hidden;padding:clamp(66px,8vw,112px) 0 78px;background:linear-gradient(180deg,#fffaf3 0%,#f8efe4 100%)}.home-hero:before,.home-hero:after{content:"";position:absolute;border-radius:50%;pointer-events:none}.home-hero:before{width:620px;height:620px;right:-300px;top:-330px;background:radial-gradient(circle,rgba(217,163,142,.34),transparent 67%)}.home-hero:after{width:500px;height:500px;left:-270px;bottom:-300px;background:radial-gradient(circle,rgba(130,147,118,.2),transparent 68%)}
.home-hero__grid{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1.02fr;gap:clamp(40px,6vw,86px);align-items:center}.home-hero__copy h1{max-width:12ch;margin:22px 0}.home-hero__copy h1 em{color:var(--fh-terra);font-weight:500}.home-hero__lead{max-width:58ch;font-size:1.08rem}.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.hero-proof{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px;padding-top:25px;border-top:1px solid var(--fh-line)}.hero-proof span{font-size:.81rem;font-weight:650;color:var(--fh-copy)}
.photo-frame{position:relative;min-height:545px}.photo-frame__image{position:absolute;inset:14px 12px 25px 34px;overflow:hidden;border:9px solid rgba(255,253,249,.95);border-radius:39% 28% 35% 25% / 27% 37% 29% 42%;box-shadow:var(--fh-shadow);transform:rotate(1deg);background:var(--fh-paper-2)}.photo-frame__image img{width:100%;height:100%;object-fit:cover}.photo-frame__caption{position:absolute;left:0;bottom:5px;z-index:2;width:min(330px,78%);padding:21px;border:1px solid rgba(255,255,255,.8);border-radius:22px;background:rgba(255,253,249,.88);backdrop-filter:blur(14px);box-shadow:var(--fh-shadow)}.photo-frame__caption small{color:var(--fh-terra-dark);font-weight:850;letter-spacing:.09em;text-transform:uppercase}.photo-frame__caption h3{margin:7px 0 5px;font:500 1.35rem/1.25 var(--fh-serif)}.photo-frame__caption p{margin:0;font-size:.82rem}.photo-frame__note{position:absolute;right:0;top:36px;z-index:3;max-width:205px;padding:15px 17px;border-radius:18px 18px 18px 5px;background:var(--fh-sage-dark);color:#fff;box-shadow:var(--fh-shadow);transform:rotate(2deg);font:500 1rem/1.35 var(--fh-serif)}
.trust-band{background:var(--fh-white);border-block:1px solid var(--fh-line)}.trust-band__grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-point{padding:27px 21px;border-right:1px solid var(--fh-line)}.trust-point:last-child{border-right:0}.trust-point strong{display:block;font-size:.88rem}.trust-point small{color:var(--fh-muted)}
.section{padding:clamp(68px,7.5vw,108px) 0}.section-soft,.soft-section{background:rgba(247,238,226,.78)}.section-white{background:rgba(255,253,249,.78)}.section-heading,.section-head{max-width:780px;margin-bottom:40px}.section-heading h2,.section-head h2{margin:12px 0 14px}.section-heading p,.section-head p,.section-lead{font-size:1rem}.section-head--split{max-width:none;display:flex;justify-content:space-between;align-items:end;gap:28px}.section-head--split>div{max-width:780px}
.home-card-grid,.why-grid,.feature-grid,.products-matrix{display:grid;grid-template-columns:repeat(3,1fr);gap:21px}.warm-card,.why-card,.feature-card,.product-card,.underwriter-card,.contact-detail-card,.map-card,.quote-card,.step-card{border:1px solid var(--fh-line);border-radius:var(--fh-radius);background:rgba(255,253,249,.94);box-shadow:var(--fh-shadow-sm)}.warm-card{display:flex;flex-direction:column;padding:27px;text-decoration:none;transition:.25s}.warm-card:hover{transform:translateY(-5px);box-shadow:var(--fh-shadow);border-color:rgba(189,104,78,.27)}.warm-card__icon{width:52px;height:52px;display:grid;place-items:center;margin-bottom:18px;border-radius:18px 18px 18px 6px;background:#f1ddd3;color:var(--fh-terra-dark);font-size:1.45rem}.warm-card:nth-child(2) .warm-card__icon,.warm-card.sage .warm-card__icon{background:#e4eadf;color:var(--fh-sage-dark)}.warm-card:nth-child(3) .warm-card__icon{background:#f5e5d0;color:#a6743d}.warm-card h3{font:500 1.3rem/1.25 var(--fh-serif);margin-bottom:8px}.warm-card p{flex:1;margin-top:0}.warm-card strong{color:var(--fh-terra-dark);font-size:.82rem}
.story-split,.two-col-section,.split-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(38px,6vw,82px);align-items:center}.story-image{position:relative;overflow:hidden;min-height:480px;border-radius:42px 22px 42px 22px;background:var(--fh-paper-2);box-shadow:var(--fh-shadow)}.story-image img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.story-image:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 54%,rgba(48,42,37,.35))}.story-image__label{position:absolute;z-index:2;left:25px;right:25px;bottom:24px;color:#fff}.story-image__label h3{margin:5px 0;color:#fff;font:500 1.7rem/1.2 var(--fh-serif)}.story-image__label p{margin:0;color:rgba(255,255,255,.82)}.story-copy h2{margin:13px 0 17px}.story-copy p{font-size:1rem}.story-list{display:grid;gap:10px;margin:22px 0}.story-list div{padding:15px 17px;border:1px solid var(--fh-line);border-radius:17px;background:rgba(255,253,249,.78)}.story-list strong{display:block}.story-list small{color:var(--fh-muted)}
.team-preview{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(38px,6vw,80px);align-items:center}.team-preview__photo{min-height:525px;overflow:hidden;border-radius:28px 46px 28px 46px;box-shadow:var(--fh-shadow);background:var(--fh-paper-2)}.team-preview__photo img{width:100%;height:100%;object-fit:cover}.people-points{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:23px 0}.people-point{padding:16px;border:1px solid var(--fh-line);border-radius:17px;background:rgba(255,253,249,.82)}.people-point strong{display:block}.people-point small{color:var(--fh-muted)}

/* Page heroes and page content */
.page-header{padding:52px 0 56px;background:linear-gradient(180deg,#fffaf3,#f6ebde);border-bottom:1px solid var(--fh-line)}.page-header__grid{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(35px,5vw,70px);align-items:center}.page-header h1{max-width:13ch;margin:15px 0 14px;font-size:clamp(2.55rem,4.8vw,4.5rem)}.page-lead{max-width:66ch;font-size:1.02rem}.breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:16px;color:var(--fh-muted);font-size:.75rem}.breadcrumbs a{color:var(--fh-terra-dark)}.page-header__image{position:relative;min-height:315px;overflow:hidden;border:8px solid rgba(255,253,249,.9);border-radius:34px 18px 34px 18px;box-shadow:var(--fh-shadow)}.page-header__image img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.page-header__image:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 58%,rgba(48,42,37,.25))}
.category-tabs{position:sticky;top:83px;z-index:20;margin-bottom:35px;padding:10px;border:1px solid var(--fh-line);border-radius:18px;background:rgba(255,250,243,.95);box-shadow:var(--fh-shadow-sm);overflow:auto}.category-tabs ul{display:flex;gap:8px;list-style:none;margin:0;padding:0}.category-tabs a{display:block;padding:9px 13px;border-radius:999px;background:var(--fh-white);font-size:.78rem;font-weight:750;white-space:nowrap;text-decoration:none}.category-block{scroll-margin-top:160px;margin-bottom:58px}.category-head{display:flex;align-items:center;gap:16px;margin-bottom:21px}.category-icon{width:54px;height:54px;display:grid;place-items:center;border-radius:18px;background:#f0ddd4;font-size:1.55rem}.category-head h2{margin:0;font-size:2rem}.category-head p{margin:3px 0 0}.product-grid-xl,.underwriter-grid,.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.product-card,.underwriter-card,.step-card{padding:26px}.product-card .icon{width:50px;height:50px;display:grid;place-items:center;margin-bottom:17px;border-radius:17px;background:#f1ddd3;font-size:1.45rem}.product-card h3{font:500 1.27rem/1.25 var(--fh-serif)}.product-cta{margin-top:18px}.underwriter-card header h3{font:500 1.25rem/1.25 var(--fh-serif)}.uw-meta{font-size:.86rem}.four-steps{grid-template-columns:repeat(4,1fr)}.step-num{display:grid;place-items:center;width:48px;height:48px;margin-bottom:15px;border-radius:16px 16px 16px 5px;background:var(--fh-terra);color:#fff;font:500 1.15rem/1 var(--fh-serif)}.step-card h3{font:500 1.2rem/1.25 var(--fh-serif)}
.quote-card,.contact-detail-card,.map-card{padding:29px}.quote-card h3,.contact-detail-card h3{font:500 1.4rem/1.25 var(--fh-serif)}.check-list,.clean-list,.quote-steps{padding-left:20px;color:var(--fh-copy)}.check-list li,.clean-list li,.quote-steps li{margin:8px 0}.portal-tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:22px}.portal-tags span{padding:8px 12px;border-radius:999px;background:#e5eadf;color:var(--fh-sage-dark);font-weight:750;font-size:.75rem}.mini-proof-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}.mini-proof-grid>div{padding:16px;border:1px solid var(--fh-line);border-radius:16px;background:var(--fh-white)}.mini-proof-grid strong,.mini-proof-grid span{display:block}.mini-proof-grid span{color:var(--fh-muted);font-size:.75rem}

/* Forms */
.premium-form{box-shadow:var(--fh-shadow)}.form-section-title{margin-bottom:20px}.form-section-title span{color:var(--fh-terra-dark);font-size:.67rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.form-section-title h3{margin:5px 0 0}.quote-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{display:flex;flex-direction:column}.field.full,.field-full{grid-column:1/-1}.field label{margin-bottom:7px;color:var(--fh-copy);font-size:.77rem;font-weight:800}.field em{color:var(--fh-terra);font-style:normal}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid var(--fh-line);border-radius:14px;background:#fffaf4;color:var(--fh-ink);outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--fh-terra);background:#fff;box-shadow:0 0 0 4px rgba(189,104,78,.13)}.field textarea{resize:vertical}.field-hint,.form-note{color:var(--fh-muted);font-size:.74rem}.footer-actions,.form-footer{display:flex;justify-content:space-between;align-items:center;gap:18px;margin-top:23px;padding-top:22px;border-top:1px solid var(--fh-line)}.honeypot{position:absolute!important;left:-9999px!important}.alert{padding:13px 15px;margin-bottom:16px;border-radius:14px}.alert-success{background:#e6eee2;color:#4e6549}.alert-error{background:#f7dfda;color:#8c4436}

/* Team page */
.team-page-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.team-person{overflow:hidden;border:1px solid var(--fh-line);border-radius:28px;background:var(--fh-white);box-shadow:var(--fh-shadow-sm)}.team-person__photo{height:340px;background:var(--fh-paper-2)}.team-person__photo img{width:100%;height:100%;object-fit:cover}.team-person__body{padding:24px}.team-person__body small{color:var(--fh-terra-dark);font-weight:850;text-transform:uppercase;letter-spacing:.09em}.team-person__body h3{margin:7px 0;font:500 1.35rem/1.25 var(--fh-serif)}

/* CTA and footer */
.cta-banner{padding:68px 0;background:linear-gradient(145deg,var(--fh-sage-dark),#485b48);color:#fff}.cta-banner h2{margin:11px 0;color:#fff}.cta-banner p{color:rgba(255,255,255,.78)}.cta-banner-inner{display:flex;justify-content:space-between;align-items:center;gap:36px}.cta-banner-inner>div:first-child{max-width:760px}.cta-banner-actions{display:flex;gap:10px;flex-wrap:wrap}
.public-footer{padding:64px 0 26px;background:var(--fh-ink);color:rgba(255,255,255,.72)}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr;gap:38px}.footer-about .brand-logo-img{width:48px;height:48px;border-radius:15px;object-fit:cover}.footer-col h3{color:#fff;font:500 1.3rem/1.2 var(--fh-serif)}.footer-col h4{color:#efb49e;font-size:.69rem;letter-spacing:.1em;text-transform:uppercase}.footer-col p,.footer-col address{color:rgba(255,255,255,.68);font-style:normal}.footer-col ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.footer-col a{text-decoration:none}.footer-col a:hover{color:#fff}.footer-compliance,.footer-bottom{margin-top:28px;padding-top:22px;border-top:1px solid rgba(255,255,255,.09);font-size:.74rem}.footer-bottom{display:flex;justify-content:space-between;gap:20px}.whatsapp-float{position:fixed;right:18px;bottom:18px;z-index:60;padding:11px 16px;border-radius:999px;background:#2b7f63;color:#fff!important;text-decoration:none;font-weight:800;box-shadow:0 14px 35px rgba(43,127,99,.3)}

.empty-state{padding:35px;border:1px dashed var(--fh-line);border-radius:var(--fh-radius);background:var(--fh-white);text-align:center}

@media(max-width:1120px){
  .public-brand{min-width:200px}.primary-nav{position:fixed;top:88px;left:18px;right:18px;display:none;align-items:stretch;flex-direction:column;padding:13px;border:1px solid var(--fh-line);border-radius:20px;background:rgba(255,250,243,.98);box-shadow:var(--fh-shadow)}.primary-nav.is-open{display:flex}.primary-nav ul{align-items:stretch;flex-direction:column}.primary-nav ul a{width:100%;justify-content:flex-start}.nav-actions{justify-content:stretch}.nav-actions .btn{flex:1}.nav-toggle{display:block;margin-left:auto}.public-header-inner>.primary-nav{margin-left:0}
  .home-hero__grid,.story-split,.team-preview,.two-col-section,.split-grid,.page-header__grid{grid-template-columns:1fr}.photo-frame{max-width:680px;width:100%;margin-inline:auto}.story-image{min-height:430px}.home-card-grid,.why-grid,.feature-grid,.products-matrix,.product-grid-xl,.underwriter-grid{grid-template-columns:repeat(2,1fr)}.four-steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  body.public-body{font-size:14px}.public-utility__inner{align-items:flex-start;flex-direction:column;gap:4px;padding-block:8px}.public-utility__links{gap:10px}.public-utility__message{display:none}.public-header-inner{min-height:70px}.public-brand{min-width:0}.public-brand .brand-text small{display:none}.primary-nav{top:76px}.nav-actions{flex-direction:column}.nav-actions .btn{width:100%}
  .home-hero{padding-top:50px}.home-hero__copy h1{font-size:2.65rem}.photo-frame{min-height:440px}.photo-frame__image{inset:12px 0 25px 12px}.photo-frame__note{display:none}.photo-frame__caption{bottom:4px}.trust-band__grid,.home-card-grid,.why-grid,.feature-grid,.products-matrix,.product-grid-xl,.underwriter-grid,.process-grid,.team-page-grid,.mini-proof-grid,.footer-grid,.quote-grid{grid-template-columns:1fr}.trust-point{border-right:0;border-bottom:1px solid var(--fh-line)}.trust-point:last-child{border-bottom:0}.section-head--split,.cta-banner-inner,.footer-bottom,.footer-actions,.form-footer{align-items:stretch;flex-direction:column}.story-image{min-height:340px}.team-preview__photo{min-height:430px}.people-points{grid-template-columns:1fr}.page-header{padding-top:38px}.page-header__image{min-height:260px}.field.full,.field-full{grid-column:auto}.category-tabs{top:72px}.whatsapp-float{right:12px;bottom:12px}.four-steps{grid-template-columns:1fr}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation:none!important}}
.public-body .four-grid{grid-template-columns:repeat(4,1fr)}
.public-body .contact-mini-card{margin-top:18px;padding:23px;border:1px solid var(--fh-line);border-radius:var(--fh-radius);background:var(--fh-white);box-shadow:var(--fh-shadow-sm)}
.public-body .hero-cta,.public-body .trust-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.public-body .trust-row span{padding:7px 11px;border-radius:999px;background:rgba(130,147,118,.12);color:var(--fh-sage-dark);font-size:.74rem;font-weight:750}
.public-body .file-upload{padding:18px;border:1px dashed var(--fh-line);border-radius:16px;background:var(--fh-paper)}
@media(max-width:1120px){.public-body .four-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:720px){.public-body .four-grid{grid-template-columns:1fr}}
.public-body .why-card,.public-body .feature-card{padding:26px}
.public-body .why-card h3,.public-body .feature-card h3{font:500 1.25rem/1.25 var(--fh-serif);margin-bottom:8px}
.public-body .why-card p,.public-body .feature-card p{margin-bottom:0}

/* Frannan navy, gold and sky visual system --------------------------------
   Removes the former warm/earth-tone treatment. Major headings use Frannan
   navy, while supporting copy stays true black for dependable readability. */
:root{
  --fh-ink:#071a33;
  --fh-copy:#111111;
  --fh-muted:#111111;
  --fh-cream:#f7f9fc;
  --fh-paper:#eaf4ff;
  --fh-paper-2:#dcecff;
  --fh-white:#ffffff;
  --fh-terra:#1d4ed8;
  --fh-terra-dark:#0a3473;
  --fh-sage:#d4af37;
  --fh-sage-dark:#9b7516;
  --fh-sand:#d4af37;
  --fh-rose:#73b2ff;
  --fh-line:rgba(7,26,51,.14);
  --fh-shadow-sm:0 8px 26px rgba(7,26,51,.08);
  --fh-shadow:0 24px 70px rgba(7,26,51,.15);
  --fh-serif:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
}
body.public-body{color:#111;background:#f7f9fc;background-image:none}
.public-header{background:rgba(255,255,255,.96);border-bottom-color:rgba(7,26,51,.12);box-shadow:0 8px 26px rgba(7,26,51,.06)}
.public-body h1,.public-body h2,.public-body h3,.public-body h4{color:#071a33;font-family:var(--fh-body);font-weight:800;letter-spacing:-.035em}
.public-body p,.public-body small,.public-body label,.public-body li,.public-body address{color:#111}
.public-brand .brand-text strong{color:#071a33;font-family:var(--fh-body);font-weight:850}
.public-brand .brand-text small{color:#111}
.primary-nav a{color:#111}
.primary-nav ul a:hover,.primary-nav ul a.is-active{color:#071a33;background:#eaf4ff}
.eyebrow{color:#111}.eyebrow:before{background:#d4af37}
.home-hero{background:linear-gradient(145deg,#fff 0%,#eef6ff 72%,#eaf4ff 100%)}
.home-hero:before{background:radial-gradient(circle,rgba(29,78,216,.15),transparent 67%)}
.home-hero:after{background:radial-gradient(circle,rgba(212,175,55,.18),transparent 68%)}
.home-hero__copy h1 em{color:#071a33;font-style:normal;font-weight:800;text-decoration:underline;text-decoration-color:#d4af37;text-decoration-thickness:.12em;text-underline-offset:.12em}
.btn-primary,.btn-gold{background:linear-gradient(135deg,#1d4ed8,#071a33);box-shadow:0 12px 27px rgba(7,26,51,.22)}
.btn-primary:hover,.btn-gold:hover{box-shadow:0 17px 35px rgba(7,26,51,.28)}
.btn-sage{color:#071a33!important;background:linear-gradient(135deg,#f5d76e,#d4af37);box-shadow:0 12px 27px rgba(155,117,22,.2)}
.btn-light,.btn-outline{color:#071a33!important;background:#fff;border-color:rgba(7,26,51,.16)}
.link-arrow{color:#0a3473!important;border-bottom-color:rgba(29,78,216,.35)}
.section-soft,.soft-section{background:#eef5ff}.section-white{background:#fff}
.photo-frame__image,.story-image,.team-preview__photo,.page-header__image{border-radius:24px;transform:none}
.photo-frame__caption{border-radius:18px;background:rgba(255,255,255,.94)}
.photo-frame__caption small{color:#0a3473}.photo-frame__note{background:#071a33}
.page-header{background:linear-gradient(145deg,#fff,#eaf4ff)}
.category-tabs{background:rgba(255,255,255,.96)}

.warm-card{overflow:hidden;padding:0;border-radius:20px;background:#fff;border-color:rgba(7,26,51,.14)}
.warm-card:hover{border-color:rgba(29,78,216,.42);box-shadow:0 24px 65px rgba(7,26,51,.16)}
.warm-card__media{position:relative;display:block;height:172px;overflow:hidden;background:#071a33;border-bottom:4px solid #d4af37}
.warm-card__media:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(7,26,51,.18));pointer-events:none}
.warm-card__media img{width:100%;height:100%;object-fit:cover;transition:transform .45s ease}
.warm-card:hover .warm-card__media img{transform:scale(1.035)}
.warm-card__content{display:flex;flex:1;flex-direction:column;padding:24px 26px 26px}
.warm-card h3{margin:0 0 9px;color:#071a33;font-family:var(--fh-body);font-size:1.28rem;font-weight:850}
.warm-card p{margin:0 0 20px;color:#111}
.warm-card strong{margin-top:auto;color:#0a3473;font-size:.82rem}

.category-icon{width:80px;height:58px;overflow:hidden;padding:0;border:1px solid rgba(7,26,51,.12);border-radius:14px;background:#071a33}
.category-icon img{width:100%;height:100%;object-fit:cover}
.product-card{overflow:hidden;padding:0;background:#fff}
.product-card__image{height:150px;overflow:hidden;border-bottom:4px solid #d4af37;background:#071a33}
.product-card__image img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}
.product-card:hover .product-card__image img{transform:scale(1.035)}
.product-card__body{display:flex;min-height:245px;flex-direction:column;padding:24px 26px 26px}
.product-card__body h3{color:#071a33;font-family:var(--fh-body);font-weight:850}
.product-card__body p{color:#111}.product-card__body .product-cta{margin-top:auto}
.field input,.field select,.field textarea{color:#111;background:#fff}
.field label,.field-hint,.form-note{color:#111}
.field input:focus,.field select:focus,.field textarea:focus{border-color:#1d4ed8;box-shadow:0 0 0 4px rgba(29,78,216,.12)}
.cta-banner{background:linear-gradient(145deg,#071a33,#0a3473)}
.cta-banner h2,.cta-banner p,.cta-banner small,.cta-banner .eyebrow{color:#fff}
.story-image__label h3,.story-image__label p,.story-image__label small{color:#fff}
.public-footer{background:#071a33}.footer-col h3,.footer-col h4{color:#fff}.footer-col p,.footer-col address{color:rgba(255,255,255,.82)}

@media(max-width:720px){
  .warm-card__media{height:190px}
  .product-card__image{height:175px}
}

/* Accessibility, contrast and brand refinement -------------------------- */
:root{
  --fh-copy:#111827;
  --fh-muted:#475569;
  --fh-focus:#1d4ed8;
  --fh-focus-dark:#ffd966;
}

/* Preserve the full horizontal logo instead of cropping it into a square. */
.public-brand{
  min-width:320px;
  gap:14px;
}
.public-brand .brand-logo-img{
  width:124px;
  height:56px;
  flex:0 0 124px;
  padding:3px;
  object-fit:contain;
  object-position:center;
  border:1px solid rgba(7,26,51,.14);
  border-radius:12px;
  background:#fff;
  box-shadow:0 8px 22px rgba(7,26,51,.12);
}
.public-brand .brand-text{min-width:0}
.public-brand .brand-text strong{font-size:1.05rem;line-height:1.2}
.public-brand .brand-text small{color:#475569}

/* Utility strip: force readable text after the global public text rules. */
.public-utility,
.public-utility a,
.public-utility .public-utility__message{
  color:#e6eef8;
}
.public-utility a{
  font-weight:700;
  text-decoration-thickness:1.5px;
  text-underline-offset:3px;
}
.public-utility a:hover{color:#fff;text-decoration:underline}

/* Footer text and links meet AA contrast against Frannan navy. */
.public-footer{
  color:#e6eef8;
}
.public-footer .footer-col h3,
.public-footer .footer-col h4,
.public-footer .footer-compliance strong{
  color:#fff;
}
.public-footer .footer-col h4{color:#ffd966}
.public-footer .footer-col p,
.public-footer .footer-col address,
.public-footer .footer-col li,
.public-footer .footer-col a,
.public-footer .footer-compliance,
.public-footer .footer-bottom,
.public-footer .footer-bottom small{
  color:#e6eef8;
}
.public-footer .footer-col a{
  text-decoration-thickness:1.5px;
  text-underline-offset:3px;
}
.public-footer .footer-col a:hover,
.public-footer .footer-col a:focus-visible{
  color:#fff;
  text-decoration:underline;
}
.footer-about .brand-logo-img{
  width:148px;
  height:66px;
  padding:4px;
  object-fit:contain;
  border:1px solid rgba(255,255,255,.28);
  border-radius:12px;
  background:#fff;
}
.footer-compliance,.footer-bottom{border-top-color:rgba(230,238,248,.22)}

/* Stable interaction states: hover and focus are visible, press adds no motion. */
.public-body .btn:hover{transform:none}
.public-body .btn:active,
.public-body button:active,
.public-body [role="button"]:active{
  transform:none!important;
  animation:none!important;
  transition:none!important;
}
.public-body :where(a,button,input,select,textarea,[role="button"]):focus-visible{
  outline:3px solid var(--fh-focus);
  outline-offset:3px;
}

/* Client self-service sector background. The translucent white layer keeps
   form labels, controls and supporting text at AA contrast. */
.quote-body .quote-section,
.contact-body .contact-section {
  background-color:#f4f8fc;
  background-image:
    linear-gradient(135deg,rgba(255,255,255,.93),rgba(235,244,253,.86)),
    url("../images/sectors/client-self-service-auth.webp");
  background-size:cover;
  background-position:center;
  background-attachment:fixed;
  background-repeat:no-repeat;
}

@media(max-width:640px){
  .quote-body .quote-section,
  .contact-body .contact-section{background-attachment:scroll}
}
.public-utility :where(a,button):focus-visible,
.public-footer :where(a,button):focus-visible,
.cta-banner :where(a,button):focus-visible{
  outline-color:var(--fh-focus-dark);
}
.public-body .field input:focus-visible,
.public-body .field select:focus-visible,
.public-body .field textarea:focus-visible{
  outline:3px solid var(--fh-focus);
  outline-offset:2px;
}
.primary-nav ul a:hover{color:#071a33;background:#dcecff}
.primary-nav ul a.is-active{color:#fff;background:#0a3473}
.whatsapp-float{background:#146c43;color:#fff!important}

@media(max-width:1120px){
  .public-brand{min-width:0;max-width:calc(100% - 58px);flex:1 1 auto}
}
@media(max-width:720px){
  .public-header-inner{min-height:78px}
  .public-brand{max-width:calc(100% - 55px)}
  .public-brand .brand-logo-img{width:126px;height:56px;flex-basis:126px}
  .public-brand .brand-text{display:none}
  .primary-nav{top:84px}
  .footer-about .brand-logo-img{width:136px;height:61px}
}


/* Featured insurance partner panels */
.insurance-partners-section{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,#f7faf9 100%)}
.insurance-partners-section:before{content:"";position:absolute;inset:0 auto auto 50%;width:min(900px,90vw);height:260px;transform:translateX(-50%);background:radial-gradient(circle,rgba(18,92,67,.08),transparent 66%);pointer-events:none}
.partner-heading{position:relative;z-index:1}
.partner-panel-grid{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}
.partner-panel{--partner-brand:#0d5a41;--partner-accent:#167957;position:relative;min-height:110px;display:flex;align-items:center;gap:14px;padding:14px 15px;border:1px solid var(--fh-line);border-radius:20px;background:rgba(255,255,255,.98);box-shadow:var(--fh-shadow-sm);text-decoration:none;color:inherit;overflow:hidden;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.partner-panel:before{content:"";position:absolute;inset:0 auto 0 0;width:4px;background:linear-gradient(180deg,var(--partner-brand),var(--partner-accent));opacity:.95}
.partner-panel:hover{transform:translateY(-3px);box-shadow:var(--fh-shadow);border-color:color-mix(in srgb,var(--partner-brand) 38%,#dfe7e4)}
.partner-panel:focus-visible{outline:3px solid color-mix(in srgb,var(--partner-brand) 22%,transparent);outline-offset:3px}
.partner-panel__brand{width:104px;height:64px;flex:0 0 104px;position:relative;display:grid;place-items:center;border-radius:14px;background:#fff;border:1px solid rgba(16,46,39,.08);overflow:hidden;box-shadow:0 4px 12px rgba(16,46,39,.05)}
.partner-panel__mark{position:absolute;inset:0;display:grid;place-items:center;background:linear-gradient(145deg,var(--partner-brand),color-mix(in srgb,var(--partner-brand) 76%,#111));color:#fff;font-size:.78rem;font-weight:850;letter-spacing:.02em}
.partner-panel__logo{position:relative;z-index:1;width:100%;height:100%;object-fit:contain;padding:5px;background:#fff}
.partner-panel__text{min-width:0;display:flex;flex-direction:column;gap:4px}
.partner-panel__text strong{color:#102e27;font:600 .98rem/1.2 var(--fh-serif)}
.partner-panel__text small{color:var(--fh-muted);font-size:.7rem;font-weight:700;letter-spacing:.02em}
.partner-panel__arrow{margin-left:auto;color:var(--partner-brand);font-weight:900;font-size:1rem;transition:transform .2s ease}
.partner-panel:hover .partner-panel__arrow{transform:translateX(3px)}
.partner-panel-footer{display:flex;justify-content:center;margin-top:24px}
.partner-panel-grid--underwriters{margin-bottom:38px}
.underwriter-list-divider{display:flex;align-items:center;gap:15px;margin:36px 0 26px;color:#66766f;font-size:.74rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}
.underwriter-list-divider:before,.underwriter-list-divider:after{content:"";height:1px;flex:1;background:var(--fh-line)}
.underwriter-register-heading{margin-top:0}

/* Public-brand colour accents researched from each insurer's recognisable identity. */
.partner-panel--jubilee{--partner-brand:#D20A3A;--partner-accent:#A8072F}
.partner-panel--pioneer{--partner-brand:#151515;--partner-accent:#C9252C}
.partner-panel--britam{--partner-brand:#0087C9;--partner-accent:#EF2B2D}
.partner-panel--takaful{--partner-brand:#1765A8;--partner-accent:#4BC3E4}
.partner-panel--cic{--partner-brand:#B21F2D;--partner-accent:#F6B817}
.partner-panel--apa{--partner-brand:#155FA9;--partner-accent:#ED2F3B}
.partner-panel--icea-lion{--partner-brand:#173A65;--partner-accent:#B8943B}
.partner-panel--old-mutual{--partner-brand:#007A66;--partner-accent:#0B5F51}
.partner-panel--aar{--partner-brand:#F32735;--partner-accent:#F49B21}
.partner-panel--pacis{--partner-brand:#164C7C;--partner-accent:#21B7D8}
.partner-panel--kenindia{--partner-brand:#2D5C9E;--partner-accent:#62718A}
.partner-panel--definite{--partner-brand:#1B7B73;--partner-accent:#E90F34}
.partner-panel--monarch{--partner-brand:#0E5037;--partner-accent:#B69B55}

@supports not (background:color-mix(in srgb,#000 50%,#fff)){
  .partner-panel:hover{border-color:rgba(21,97,70,.28)}
  .partner-panel:focus-visible{outline-color:rgba(21,97,70,.23)}
  .partner-panel__mark{background:var(--partner-brand)}
}
@media(max-width:1180px){.partner-panel-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.partner-panel__brand{width:96px;flex-basis:96px}}
@media(max-width:800px){.partner-panel-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}.partner-panel{min-height:100px;padding:12px}.partner-panel__brand{width:90px;height:58px;flex-basis:90px}.partner-panel__text strong{font-size:.91rem}}
@media(max-width:520px){.partner-panel-grid{grid-template-columns:1fr}.partner-panel{min-height:92px}.partner-panel__brand{width:112px;flex-basis:112px}.partner-panel__text strong{font-size:1rem}}

/* =========================================================
   Insurance partners — continuous LEFT → RIGHT carousel
   Presentation-only enhancement; existing partner card links,
   brand identities and quotation pre-fill behaviour are retained.
   ========================================================= */
.partner-carousel{
  position:relative;
  z-index:1;
  width:100%;
  margin-top:4px;
}
.partner-carousel__mobile{display:none}
.partner-carousel__viewport{
  position:relative;
  width:100%;
  overflow:hidden;
  padding:8px 0 12px;
}
.partner-carousel__viewport + .partner-carousel__viewport{margin-top:4px}
.partner-carousel__viewport::before,
.partner-carousel__viewport::after{
  content:"";
  position:absolute;
  z-index:4;
  top:0;
  bottom:0;
  width:clamp(34px,6vw,96px);
  pointer-events:none;
}
.partner-carousel__viewport::before{
  left:0;
  background:linear-gradient(90deg,rgba(250,252,251,.98) 0%,rgba(250,252,251,.74) 36%,rgba(250,252,251,0) 100%);
}
.partner-carousel__viewport::after{
  right:0;
  background:linear-gradient(270deg,rgba(250,252,251,.98) 0%,rgba(250,252,251,.74) 36%,rgba(250,252,251,0) 100%);
}
.partner-carousel__track{
  --partner-carousel-duration:42s;
  display:flex;
  width:max-content;
  will-change:transform;
  animation:partnerCarouselSlideRight var(--partner-carousel-duration) linear infinite;
}
.partner-carousel__track--row-one{--partner-carousel-duration:42s}
.partner-carousel__track--row-two{--partner-carousel-duration:49s}
.partner-carousel__track--mobile{--partner-carousel-duration:56s}
.partner-carousel__group{
  display:flex;
  align-items:stretch;
  gap:18px;
  flex:0 0 auto;
  padding-right:18px;
}
.partner-carousel .partner-panel{
  width:clamp(295px,23vw,342px);
  min-width:clamp(295px,23vw,342px);
  min-height:110px;
  flex:0 0 clamp(295px,23vw,342px);
}
.partner-carousel:hover .partner-carousel__track,
.partner-carousel:focus-within .partner-carousel__track,
.partner-carousel:active .partner-carousel__track{
  animation-play-state:paused;
}
@keyframes partnerCarouselSlideRight{
  from{transform:translate3d(-50%,0,0)}
  to{transform:translate3d(0,0,0)}
}

@media(max-width:700px){
  .partner-carousel__desktop{display:none}
  .partner-carousel__mobile{display:block}
  .partner-carousel__viewport{padding:7px 0 10px}
  .partner-carousel__viewport::before,
  .partner-carousel__viewport::after{width:36px}
  .partner-carousel__group{gap:14px;padding-right:14px}
  .partner-carousel .partner-panel{
    width:278px;
    min-width:278px;
    flex-basis:278px;
    min-height:102px;
    padding:12px 13px;
    border-radius:19px;
  }
  .partner-carousel .partner-panel__brand{width:88px;height:58px;flex-basis:88px}
  .partner-carousel .partner-panel__text strong{font-size:.92rem}
}
@media(max-width:390px){
  .partner-carousel .partner-panel{width:264px;min-width:264px;flex-basis:264px}
  .partner-carousel .partner-panel__brand{width:80px;flex-basis:80px}
}

@media(prefers-reduced-motion:reduce){
  .partner-carousel__track{
    animation:none!important;
    transform:none!important;
    will-change:auto;
  }
  .partner-carousel__viewport{
    overflow-x:auto;
    scroll-snap-type:x proximity;
    scrollbar-width:thin;
  }
  .partner-carousel__viewport::before,
  .partner-carousel__viewport::after{display:none}
  .partner-carousel__group--duplicate{display:none}
  .partner-carousel .partner-panel{scroll-snap-align:start}
}

/* Life Assurance brochure library - presentation only; quote/product logic unchanged. */
.life-brochure-hub{grid-column:1/-1;margin:4px 0 8px;padding:28px;border:1px solid rgba(210,10,58,.18);border-radius:24px;background:linear-gradient(145deg,#fff 0%,#fff9fa 58%,#fff 100%);box-shadow:0 14px 34px rgba(7,26,51,.08);overflow:hidden}
.life-brochure-hub__head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:22px;padding-bottom:19px;border-bottom:1px solid rgba(7,26,51,.09)}
.life-brochure-hub__head>div{max-width:760px}
.life-brochure-hub__eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:8px;color:#b40831;font-size:.74rem;font-weight:850;letter-spacing:.09em;text-transform:uppercase}
.life-brochure-hub__eyebrow:before{content:"";width:24px;height:3px;border-radius:999px;background:#d20a3a}
.life-brochure-hub__head h3{margin:0 0 7px;color:#071a33;font:700 clamp(1.45rem,2vw,2rem)/1.15 var(--fh-serif)}
.life-brochure-hub__head p{margin:0;color:#435269;max-width:700px}
.life-brochure-hub__quote{flex:0 0 auto;white-space:nowrap}
.life-brochure-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.life-brochure-card{min-width:0;overflow:hidden;border:1px solid rgba(7,26,51,.11);border-radius:18px;background:#fff;box-shadow:0 8px 20px rgba(7,26,51,.06);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.life-brochure-card:hover{transform:translateY(-3px);border-color:rgba(210,10,58,.26);box-shadow:0 14px 28px rgba(7,26,51,.11)}
.life-brochure-card__cover{position:relative;display:grid;place-items:center;height:178px;padding:10px;background:linear-gradient(145deg,#f7f7f7,#fff);border-bottom:1px solid rgba(7,26,51,.08);text-decoration:none;overflow:hidden}
.life-brochure-card__cover img{display:block;width:100%;height:100%;object-fit:contain;transition:transform .25s ease}
.life-brochure-card:hover .life-brochure-card__cover img{transform:scale(1.018)}
.life-brochure-card__badge{position:absolute;top:10px;right:10px;padding:5px 8px;border-radius:999px;background:#d20a3a;color:#fff;font-size:.65rem;font-weight:900;letter-spacing:.06em;box-shadow:0 4px 10px rgba(210,10,58,.22)}
.life-brochure-card__body{display:flex;min-height:185px;flex-direction:column;padding:17px 17px 15px}
.life-brochure-card__body h4{margin:0 0 7px;color:#071a33;font-size:1rem;line-height:1.28}
.life-brochure-card__body p{margin:0 0 14px;color:#566276;font-size:.81rem;line-height:1.5}
.life-brochure-card__actions{display:flex;flex-wrap:wrap;gap:8px 13px;margin-top:auto;padding-top:12px;border-top:1px solid rgba(7,26,51,.07)}
.life-brochure-card__actions a{color:#a8072f;font-size:.75rem;font-weight:850;text-decoration:none}
.life-brochure-card__actions a:hover{text-decoration:underline;text-underline-offset:3px}
.life-brochure-hub__note{margin:17px 0 0;padding-top:14px;border-top:1px solid rgba(7,26,51,.08);color:#667085;font-size:.72rem;line-height:1.5}
@media(max-width:1180px){.life-brochure-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:800px){.life-brochure-hub{padding:21px}.life-brochure-hub__head{align-items:flex-start;flex-direction:column}.life-brochure-hub__quote{white-space:normal}.life-brochure-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.life-brochure-card__cover{height:165px}}
@media(max-width:520px){.life-brochure-hub{padding:16px;border-radius:19px}.life-brochure-grid{grid-template-columns:1fr}.life-brochure-card__cover{height:205px}.life-brochure-card__body{min-height:auto}}


/* Professional social media profile system — self-hosted SVG icons */
.public-utility__meta{display:flex;align-items:center;justify-content:flex-end;gap:14px;margin-left:auto}
.social-icons{display:flex;align-items:center;flex-wrap:wrap;gap:9px}
.social-icon{--social-accent:#fff;display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border:1px solid rgba(255,255,255,.22);border-radius:50%;color:#fff;text-decoration:none;transition:transform .2s ease,background-color .2s ease,border-color .2s ease,color .2s ease,box-shadow .2s ease}
.social-icon__svg{width:18px;height:18px;display:block}
.social-icon:hover,.social-icon:focus-visible{transform:translateY(-2px);background:var(--social-accent);border-color:var(--social-accent);color:#fff;box-shadow:0 8px 22px rgba(0,0,0,.2);outline:none}
.social-icon--facebook{--social-accent:#1877f2}.social-icon--instagram{--social-accent:#e4405f}.social-icon--linkedin{--social-accent:#0a66c2}.social-icon--tiktok{--social-accent:#111}.social-icon--youtube{--social-accent:#f00}.social-icon--x{--social-accent:#111}.social-icon--whatsapp{--social-accent:#25d366}
.social-icons--utility{gap:6px;flex-wrap:nowrap}.social-icons--utility .social-icon{width:27px;height:27px;border-color:rgba(255,255,255,.18)}.social-icons--utility .social-icon__svg{width:14px;height:14px}
.footer-social-block{margin-top:20px}.footer-social-label{display:block;margin-bottom:10px;color:#ffd966;font-size:.68rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.social-icons--footer .social-icon{background:rgba(255,255,255,.06)}
.settings-subheading{padding:14px 16px;border:1px solid var(--line,#dfe4ea);border-radius:12px;background:rgba(11,31,53,.03)}.settings-subheading strong,.settings-subheading small{display:block}.settings-subheading small{margin-top:4px;color:var(--muted,#667085)}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
@media (max-width:900px){.social-icons--utility{display:none}.public-utility__meta{margin-left:0}.footer-social-block{margin-top:16px}}
@media (prefers-reduced-motion:reduce){.social-icon{transition:none}.social-icon:hover,.social-icon:focus-visible{transform:none}}